How to Delete PhonePe Account Permanently & Easily in 2024?

In this post we will discuss about how to delete PhonePe account permanently. With the increase of digital payment platforms, all are now dependent on UPI applications to pay their bills, book tickets, do shopping and much more. PhonePe being one of the best UPI applications has become most popular as we can transfer money within seconds with just one click from our smartphone.

But at times there is a need to delete your PhonePe account permanently due to security reasons or due to any privacy reasons then this post will help you to know all the steps on How to delete your PhonePe account permanently.

But you must consider certain factors before deleting your PhonePe account permanently. We will discuss all of them in this post. Also we will guide you throughout the whole process and in this post all the hassle free steps will be mentioned which will guide you to initiate the process smoothly.

What is PhonePe?

PhonePe is a digital payment platform which allows users to transfer funds, pay bills and recharge phones. You can link your bank account with PhonePe and transfer money within seconds. The app is also rewarding that means you can get scratch card every time you pay. Apart from all this, it provides a good customer service that helps you to solve your queries.

It is also a quick and easy app for beginners. You don’t have to ask the recipient account details to send the funds. Simply scan the QR code and make the transaction. You can even activate the autopay feature for services you make monthly payment via PhonePe. 

Factors to consider before you delete PhonePe account

Before deleting your PhonePe account, you should consider some important factors so that you can make the correct decision. 

1. Transfer the money in your PhonePe wallet to your bank account before you delete your phonepe account. After you delete your PhonePe account, you will not be able to access this money.
2. Unlink your bank account and card that is linked to your PhonePe account. 
3. It may impact the transaction. Any pending transaction will be automatically canceled once you delete PhonePe account.
4. You should keep in mind that once your PhonePe account is deleted, it can’t be reactivated under any circumstances. If you want to use PhonePe then you have to create a new account.
5.   Before deletion you should take a backup of your transaction history that you may need in future. Consider the above factors before you delete phonepe account

How to delete PhonePe account?

Here are some of the steps on how to delete your PhonePe account:

1. Open your PhonePe account on your smartphone and login using your login credentials .
2. Click on “My account and KYC” in the help section.
3. Then choose “My Phonepe account details”
4. Then choose deleting my PhonePe account.
5. Then select “Contact support” and choose the preferred language.
6. The support team will reach you in the next 24 hrs through phone call or an email.

How to delete your PhonePe account through website?

1. Open the PhonePe website and go to the “My account” page.
2. Scroll down to the bottom of the page.
3. Select on the “Contact us” button. There are two options to select the support team, through email or through phone call.
4. They will reach you within 2 to 3 days as per your preferred option.

How to delete your PhonePe account through wallet app?

1. Open the PhonePe wallet app on your phone.
2. Go to the top of the app screen and click on the “close wallet” option.
3. Then select the “Confirm and Close Wallet” option when prompted.
4. Then click on “Confirm and deactivate wallet” to delete the wallet app.
5. Review the details and click on ‘Confirm’ to delete the wallet app.

How to remove bank account from PhonePe?

If you want to completely deactivate your PhonePe account then you have to first remove your bank account from PhonePe.

• Open the phonepe app on your device and then click on “My Money” option at the bottom.
• Then click on the “Bank Accounts” under the payment section.
• You can then select the bank account you want to remove.
• Then scroll down and click on “Unlink bank account”.
• If you have more than one bank account linked with PhonePe then unlink them one by one.
• After unlinking the bank account, you can proceed to deactivate your PhonePe account.

Conclusion

Deleting your PhonePe account is not a good decision. But due to security reasons or privacy issues or financial management issues may be you have to take the decision to delete your PhonePe account. Consider the factors that are discussed in this post before deleting your PhonePe account.

So consider the pros and cons before deleting your PhonePe account and follow the steps mentioned in this post on how to delete your PhonePe account.

FAQ:

Is it possible to restore the deactivated PhonePe account?

You cannot reactivate a deactivated PhonePe account. But if you want to use PhonePe again then you have to recreate another account.

Also Read : Phonepe Wallet To Bank Transfer, How to Delete Upstox Account